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Terms and Conditions

Last Updated: [Insert Date]

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the website and services provided by [Firm Name] (“we,” “us,” or “our”), a UK-based investment firm. By accessing or using our website or services, you agree to be bound by these Terms.

2. Regulatory Status

[Firm Name] is authorised and regulated by the Financial Conduct Authority (FCA), unless stated otherwise. Nothing on this website constitutes investment advice unless explicitly stated.

3. Eligibility

Our services are intended for users aged 18 or over and, where applicable, for professional or institutional clients. You confirm that you meet all eligibility requirements when using our services.

4. No Investment Advice

Information provided on this website is for general information purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any financial instrument. Investment decisions should be made based on your own assessment or professional advice.

5. Use of the Website

You agree to use the website lawfully and not to:

  • Violate any applicable UK or international laws or regulations
  • Transmit harmful code, malware, or attempt unauthorised access
  • Interfere with the security or functionality of the website

6. Automated Services

Certain services may involve automated systems, including portfolio management, reporting, and data analysis. While automation is designed to enhance efficiency and accuracy, outcomes are not guaranteed and remain subject to market risk.

7. Intellectual Property

All content on this website, including text, graphics, logos, software, and data, is the property of [Firm Name] or its licensors and is protected by UK intellectual property laws. You may not reproduce, distribute, or exploit any content without prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law, [Firm Name] shall not be liable for any direct, indirect, or consequential loss arising from your use of this website or reliance on its content, including losses arising from investment decisions.

9. Third-Party Links

This website may contain links to third-party websites. We do not control and are not responsible for the content, availability, or practices of those sites.

10. Data Protection

Your use of this website is also governed by our Privacy Policy, which explains how we collect and process personal data in accordance with UK GDPR.

11. Suspension and Termination

We reserve the right to suspend or terminate access to the website or services at any time, without notice, where we believe there has been a breach of these Terms or applicable law.

12. Changes to These Terms

We may amend these Terms from time to time. Updated versions will be published on this page and will take effect immediately upon posting.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction over any disputes.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact:

[Firm Name]
Email: [info@firmname.com]
Address: [Firm Address, United Kingdom]